A severance hydrogeological study shows that a new rural lot can have a safe, adequate well and a septic system without degrading groundwater for its neighbours. In Ontario the work follows two Ministry of the Environment, Conservation and Parks guidelines: D-5-4 for the groundwater impact of individual on-site sewage systems and D-5-5 for private well water supply. The nitrate calculation behind D-5-4 is worked through in D-5-4 nitrate impact assessment explained. The study is completed by a licensed hydrogeologist (P.Geo.) or professional engineer (P.Eng.).
When a severance needs a hydrogeological study
A severance hydrogeological study is most often requested when the new lot will rely on a private well and a septic system, is under one hectare, or sits in an area known to be hydrogeologically sensitive.
The request usually comes with the consent application, or in pre-consultation before it is filed. D-5-4 applies formally to developments of more than five units on individual sewage systems, but it encourages municipalities to apply the same provisions to consents and severances, and many do. D-5-5 asks that the availability of a potable water supply be determined as early as possible in the severance approval process.
A study is most often requested when:
- the new lot will rely on a private well and a septic system;
- the lot is under one hectare, or the area is known to be hydrogeologically sensitive;
- nearby wells have known quality or quantity problems; or
- several lots are being created from the same parcel.
If you are still deciding whether a hydrogeological study for a severance applies to your lot, our guide does my severance need a hydrogeological study walks through the servicing, lot size and local policy questions before you file the consent application.
The septic side: the D-5-4 nitrate impact assessment
The septic side of a severance study tests whether nitrate-nitrogen from the new septic system stays within 10 mg/L at the property boundary, working through lot size, isolation and attenuation only as far as needed.
D-5-4 uses nitrate-nitrogen as the indicator of impact, with 10 mg/L at the property boundary as the limit. The assessment goes only as far as it needs to.
- Lot size. Lots of one hectare or more are considered acceptable in most cases. Lots averaging one hectare, none under 0.8 ha, may not need a detailed assessment if a qualified consultant shows the area is not hydrogeologically sensitive.
- Isolation. For smaller lots, the consultant tests whether the sewage effluent is hydrogeologically isolated from existing or potential supply aquifers. That can mean looking at land up to 500 m beyond the site.
- Contaminant attenuation. If isolation cannot be shown, a detailed study predicts the nitrate concentration at the downgradient property boundary. The ministry assumes at least 40 grams of nitrate per lot per day for a residence and accepts only dilution as a quantifiable attenuation mechanism.
Background matters too: the ministry will normally not support development where background nitrate-nitrogen already exceeds 10 mg/L, unless the levels can be explained, for example by past farming on the site.
The well side: the D-5-5 well test
The well side of a severance study shows that each future well can supply enough water of acceptable quality, through a pumping test of at least six hours and physical, chemical and bacteriological analysis.
Each future well must supply enough water of acceptable quality. D-5-5 sets out how that is demonstrated:
| Pumping test | At least six hours of continuous pumping at a fixed rate, then recovery monitoring to 95% or 24 hours |
|---|---|
| Minimum test rate | 3.75 L/min per person, with persons per well equal to bedrooms plus one (at least four bedrooms assumed), and never below 13.7 L/min |
| Daily demand basis | 450 litres per person per day, with peak demand over 120 minutes |
| Water quality | Physical, chemical and bacteriological analysis, with at least one sample from the last hour of the test and no chlorine residual |
| Land use review | Land uses within at least 500 m described, and nearby wells surveyed and sampled where they exist |
For larger developments D-5-5 also sets a minimum number of test wells: three for sites up to 15 hectares, rising with area. Whatever the size, there must be at least one test well, new or existing, on the site, and existing wells nearby can be used when they meet the guideline's requirements.
What you receive
A signed report for the consent application that sets out the site geology and groundwater conditions, the D-5-4 assessment and its conclusion, the pumping test and water quality results, recommended well construction, and any conditions the municipality may want registered, such as treatment requirements or warning clauses.
Severance hydrogeological study cost
The cost of a severance hydrogeological study is lowest for one lot over a hectare in a non-sensitive area with an existing well, and rises with more lots, a new test well or a full nitrate assessment.
| Answer | Indicative range |
|---|---|
| Starting point (1 lot, Existing well, Septic system) | $5,500 – $8,500 |
| Number of new lots | |
| 1 lot (starting point) | $5,500 – $8,500 |
| 2 to 3 lots | $7,500 – $11,500 |
| 4 to 5 lots | $10,000 – $15,500 |
| Water supply | |
| Existing well (starting point) | $5,500 – $8,500 |
| New well needed (drilling extra) | $6,500 – $10,000 |
| Municipal water | $3,500 – $5,000 |
| Sewage servicing | |
| Septic system (starting point) | $5,500 – $8,500 |
| Municipal sewer | $4,000 – $6,500 |
| Full span across all answers | $2,500 – $17,500 |
Each row changes one answer and leaves the others at the starting point. Indicative ranges, rounded to the nearest $500. They exclude well drilling, government application fees and HST. Final scope is confirmed by the hydrogeologist after reviewing your site.
A lot over one hectare in a non-sensitive area, with an existing well that can be tested, sits at the low end. A new well drilled for testing is billed by the driller on top of the range. Several lots, or a site where the isolation step fails and a full nitrate assessment is needed, push the price up.
If the new lot will be on full municipal water and sewer, a hydrogeological study may not be required. Check with the planning department first.
Before you call
Before you call about a severance study, gather the severance sketch, well records and the septic permit or inspection report, the comments on the application and any past water test results.
- The severance sketch with proposed lot dimensions and building envelopes
- Well records for any existing well, and the septic permit or inspection report
- The municipality's or conservation authority's comments on the application
- Any past water test results from wells on the property
How the time adds up
A severance study schedule is usually set by the wait for a well driller, then a pumping test of at least six hours, recovery monitoring and laboratory analysis, plus any background nitrate sampling across seasons.
Arranging a well driller, if a new test well is needed, is often the longest wait. The pumping test itself is at least six hours of continuous pumping, then recovery monitoring until 95% recovery or 24 hours, whichever is less, followed by laboratory analysis of the samples. Where D-5-4 needs background nitrate sampling across seasons, the consultant has to justify how many rounds and over what period, which can extend the schedule.
For the other clocks, such as municipal review and how long a finished report stays usable, see how long a hydrogeological study takes.
Where severance studies run into trouble
Severance studies run into trouble when the pumping test cannot sustain the required rate, chlorine spoils the samples, background nitrate is high with no explanation, or lot lines move after the study.
- Pumping test below the required rate. A test that cannot sustain the calculated rate raises the question of long-term yield.
- Chlorine in the sample. A recently disinfected well gives unusable bacteriological results.
- High background nitrate with no explanation for it.
- Lot lines moved after the study, changing the area available for dilution.
Worked cost examples
Each example runs the estimator's own calculation on a realistic set of answers.
-
One new lot, existing well, septic system$5,500 – $8,500
Number of new lots: 1 lot · Water supply: Existing well · Sewage servicing: Septic system
The base case: one pumping test on a well that meets D-5-5, water quality analysis, and a D-5-4 assessment that may stop at the lot size or isolation step.
-
Two or three lots, new test well needed, septic systems$8,500 – $13,000
Number of new lots: 2 to 3 lots · Water supply: New well needed (drilling extra) · Sewage servicing: Septic system
More lots multiply the D-5-4 work, because the combined nitrate load from all systems is assessed at the boundary. A new test well adds supervision; drilling is billed separately by the well contractor.
-
One lot on municipal water, with a septic system$3,500 – $5,000
Number of new lots: 1 lot · Water supply: Municipal water · Sewage servicing: Septic system
Only the sewage side remains, so D-5-5 well testing drops out and the range falls. If the lot will also be on municipal sewer, check whether a study is needed at all.
What the reviewer checks
A reviewer of a severance hydrogeological study checks the lot sizes and sensitivity opinion, background nitrate sampling, the boundary prediction against 10 mg/L, the pumping test, water quality and well construction.
- Lot sizes against the one hectare test, with a stated opinion on hydrogeological sensitivity
- If isolation is claimed, the lower boundary of the receiving groundwater and how it was defined
- Background nitrate sampling, with the number and timing of rounds justified
- A nitrate loading of at least 40 g per lot per day and dilution as the only quantified attenuation
- Predicted nitrate-nitrogen at the downgradient boundary against 10 mg/L
- Pumping test of at least six hours at a fixed rate meeting the calculated minimum
- Recovery to 95% or 24 hours
- Water quality, with a sample from the last hour of the test and a chlorine residual check
- Well construction recommendations that meet Regulation 903
- Land uses within 500 m and their potential effect on the supply
Severance study or large septic assessment?
Septic system size decides which study applies: individual household systems stay with a severance study, while larger or combined systems, or works crossing a lot line, need a large septic assessment.
| Aspect | Severance study (D-5-4 / D-5-5) | Large septic assessment |
|---|---|---|
| System size | Individual household systems, each 10,000 L/day or less on its own lot | Design flow over 10,000 L/day, combined systems over that, or works crossing a lot line |
| Septic approval | Part 8 of the Building Code | Environmental Compliance Approval from MECP |
| Groundwater test | Nitrate-nitrogen at the boundary against 10 mg/L | Reasonable use criteria at the boundary, set site by site |
| Water supply | D-5-5 well testing for each future lot | Separate, depending on how the development is supplied |
See the large septic system assessment page for the larger case.
Where this study is commonly required
Location pages with local requirements, groundwater data and the agencies involved, by region:
Greater Toronto and Hamilton Area
Central Ontario
Eastern Ontario
Southwestern Ontario
Severance study questions
My lot will be over one hectare. Do I still need a study?
A lot over one hectare may still need a study, though possibly a shorter one: lots of one hectare or larger are considered acceptable in most cases. That is the position in Guideline D-5-4, and developments with lots averaging one hectare (none under 0.8 ha) may not need a detailed assessment, provided a qualified consultant shows the area is not hydrogeologically sensitive. That professional opinion is itself a short study. The water supply side (D-5-5) still has to be addressed if the lot will rely on a well.
The new lot will connect to municipal water and sewer. Is a study required?
Usually not for D-5-4 and D-5-5, since both deal with private wells and on-site sewage systems. Confirm with the municipality, because some ask for other groundwater information, for example where a basement may intercept the water table.
Can the test well become the house well?
The test well can become the house well, but only if it is located and built properly. D-5-5 allows test wells constructed by a licensed well contractor to be used later as domestic wells, provided they yield potable water and meet the construction requirements in the approved study. Wells that will not be used must be properly abandoned under Regulation 903.
How long is the pumping test?
The pumping test for a severance runs at least six hours of continuous pumping at a fixed rate (within 5%). D-5-5 sets that minimum and calls for recovery monitoring afterward until 95% recovery or 24 hours, whichever is less. Longer tests are needed where supplementary storage is proposed.
What if the well water has high sodium or hardness?
Some aesthetic parameters may exceed the drinking water objectives if they are below treatment limits. D-5-5 says that where raw water sodium exceeds 20 mg/L, a warning for people on sodium-restricted diets should be registered on title, and where softening is used, a warning recommending a separate unsoftened drinking water tap.
Do I need a hydrogeological study to build a house on an existing lot?
Usually not under the provincial guidelines, because building on an existing lot does not create a new one. MECP Guideline D-5-5 applies to development proposals for residential development on individual wells, and D-5-4 applies to development proposals of more than five units on septic systems, with municipalities encouraged to use it for consents and severances. The septic system for one house wholly on its own lot is a sewage system under the Building Code Act, 1992 rather than one needing a ministry permission (MECP), and it is designed and built to Part 8 of the Building Code. Local rules can add requirements, so check with the municipality before you apply for the building permit.
Does the ministry review my severance study?
Not normally: the municipality or its peer reviewer does. D-5-4 notes that the ministry does not normally review proposals of five or fewer lots and encourages municipalities to retain qualified hydrogeologists to review studies and to apply the guideline to consents and severances.
How does a severance study differ from a large septic system assessment?
A severance study covers individual household septic systems of 10,000 L/day or less on their own lots, approved under Part 8 of the Building Code and tested against 10 mg/L nitrate-nitrogen at the boundary. A large septic assessment covers design flows over 10,000 L/day and needs an Environmental Compliance Approval from MECP, with reasonable use criteria set site by site.
What happens if a requested severance study is not done?
Without the severance hydrogeological study the municipality has no evidence that the new lot can have a safe, adequate well and a septic system that does not degrade groundwater for its neighbours. The request usually comes with the consent application, and D-5-5 asks that the availability of a potable water supply be determined as early as possible in the severance approval process.
Related studies
- Water Supply Well Assessment & Pumping Tests
Pumping tests, well yield and interference assessments for commercial, agricultural and communal supplies.
- Hydrogeological Assessment for Large Septic Systems
Groundwater impact assessments for larger on-site sewage systems.
- Development Hydrogeological Study
For subdivisions and larger rural developments on private services.
- Hydrogeological study cost guide
Ranges for every study type, side by side.
Sources
- D-5-4 Individual on-site sewage systems: water quality impact risk assessment (opens in a new tab), Government of Ontario (MECP).
- D-5-5 Private wells: water supply assessment (opens in a new tab), Government of Ontario (MECP).
- O. Reg. 163/24: Building Code (in force January 1, 2025; Part 8 covers sewage systems), consolidated to e-Laws currency date October 13, 2026 (opens in a new tab), Government of Ontario (e-Laws).
- R.R.O. 1990, Reg. 903: Wells (consolidated to e-Laws currency date October 12, 2026), sections 1, 1.0.2, 1.1 and 21 (opens in a new tab), Government of Ontario (e-Laws).
- Environmental permissions for sewage and storm water management works (opens in a new tab), Government of Ontario (MECP).